Does Couch Conversations accept insurance?

Couch Conversations clinician is a out-of-network provider, meaning we do not bill insurance companies directly. Currently, we are accepting private pay clients (we do accept HSA and FSA credit cards - see more below) and are happy to provide monthly receipts, often called “superbills” by insurance providers, that you may submit to your insurance for reimbursement for out-of-network benefits. Know that some insurance companies may not reimburse for services provided by an LPC Associate. Please contact your insurance company for information regarding your out-of-network benefits and reimbursement for counseling and/or nutrition services. I cannot guarantee any coverage by insurance.

Couch Conversations is not on insurance panels by choice. There are multiple reasons for this: 1) Insurance does not recognize levels of specialization or training quality in providers; 2) Insurances require a formal diagnosis to be kept on record and may request confidential medical records to prove need for services, all of which compromise client privacy; 3) Insurance companies often restrict sessions, which may not be in the client's best interest; 4) Insurances cause much paperwork, delayed payouts to providers, or may refuse or revoke payouts to providers that leave clients with unexpected account balances with their provider. If you prefer to use an in-network provider, please contact your insurance provider as ask for a list of in-network mental health providers in your area.

Do you offer reduced rates?

Yes, I do provide limited reduced rate options. If my fees are not workable for you, please inquire about a reduced rate. If finances are a barrier to mental health care for you at this time, please know there are budget-friendly options. If you have health insurance, start by contacting your insurance provider and ask about your behavioral/mental health coverage options. They may have a list of therapists who accept your insurance.

Do you accept HSA or FSA cards?

Yes, I accept major credit cards (including FSA or HSA cards), cash, or check. I require payment at the time of each appointment or online through the our secure Client Portal. If using a FSA or HSA card, I recommend reaching out to your insurance carrier to ensure that mental health services are a covered charge on the card.

What is your cancellation policy?

Clients can cancel or reschedule up to 24-hours in advance without penalty. However, clients will be billed for the full fee session rate with late or no notice (no show).